Balance Sheet Strength: MetroCity Bankshares (MCBS) maintains a robust balance sheet with total assets growing from $1.9B in 2020 to $3.66B in Q1 2025. Total equity increased from $244.8M to $428M, while long-term debt remains negligible, resulting in a debt-to-equity ratio near zero. This low leverage enhances resilience against macroeconomic shocks.
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